Gold Loan

TARGET GROUP
Residents of Ernakulam District.
PURPOSE
For personal
LOAN AMOUNT LIMIT
Up to 25 lakh
RATE OF INTEREST
Upto 6 Months
Upto 3 lakh @ 11.00 %
Above 3 lakh  @ 11.00 %
Above 6 Months
Upto 3 lakh @  11.00%
Above 3 lakh  @ 11.00%
REPAYMENT PERIOD
Up to 6 months loan - 6 Months
Abouve 6 Months     - 12 Months
ELIGIBILITY
Loanee must have the ownership or the right to pledge the gold ornaments
GUARANTEE
Gold ornaments
UPFRONT FEE
Not applicable to this loan
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Introducer's statement
Election I D card or ration card for address proof
FORECLOSURE  FEE

Download Application Form

Short Term Loan Th

TARGET GROUP
Residents of Ernakulam District. 
PURPOSE
As per the decision of the co-op society
LOAN AMOUNT LIMIT
Fixed by the society  according to the bye-laws
RATE OF INTEREST
As per the decision of the executive committee of the Bank from time to time
REPAYMENT PERIOD
12 Months
ELIGIBILITY
Members of the co-op society
GUARANTEE
UPFRONT FEE
Not applicable to this loan
INTEREST  REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
FORECLOSURE  FEE
Not applicable to this loan

Download Application Form

EDCB E-SCHOOL LOAN

TARGET GROUP

parents of the School students in the range from 8th standard to 12th standard
PURPOSE

Purchase of Tablet and Cycles

 LOAN AMOUNT LIMIT

Rs 3000 to 10000/-

RATE OF INTEREST
10.5% p.a + 3 % penal

Loan  PERIOD
12 Months to 36 Months – EMI

ELIGIBILITY

Surety- Parent LTR Receipt should be produced

Repayment Process

Through operative account in the name of Student & Parent

 MARGIN

Not applicable to this loan
INTEREST REBATE

Applicable to this loan on maturity. No rebate on pre-closure loan

MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Introducer's statement
Election I D card or ration card for address proof

Land Tax receipt of Parent

Download Application Form

Gold Loan (Over Dr

TARGET GROUP
Residents of Ernakulam District.
PURPOSE
For personal
LOAN AMOUNT LIMIT
Upto 10 Lakh
RATE OF INTEREST
Up to 1 lakh @ 12.00%
1,00,001/- to 3 lakh @ 12%
3,00,001/- to 5 lakh @ 12.00%
Above 5 lakh @ 12%
REPAYMENT PERIOD
3 years
ELIGIBILITY
SALARIED PERSON: Basic pay not less than Rs. 3000/-; total deduction not exceed 50 % of    gross   salary.
FOR OTHERS: Sufficient personal or family income.
The applicant does not have any direct or indirect liability with the Bank. (as loanee or surety)
GUARANTEE
Gold ornaments
Personal
UPFRONT FEE
Not applicable to this loan
INTEREST REBATE
Not applicable to this loan
MORATORIUM
Not applicable to this loan
DOCUMENTS TO BE SUBMITTED
Introducer's statement
Address proof document
FORECLOSURE  FEE

Download Application Form

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