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Co-operative Loans | Personal Loan |     
 
Abridged Balance Sheet
 

Abridged Balance Sheet (Rs. in lakh)

 

PARTICULARS

Previous Year

Current Year

31-03-2014

 

31-03-2015

 

Capital

2404.00

2446.00

Reserves  & Surplus

20003.00

20776.00

Deposits

477448.00

579660.00

Borrowings

3620.00

32646.00

Other liabilities

34793.00

37200.00

Total Liabilities

538268.00

672728.00

Cash and bank balances

19088.00

28959.00

Investments

219771.00

284906.00

Loans and advances

275973.00

330673.00

Other assets

23436.00

28190.00

Total Assets

538268.00

672728.00

Profit &  Loss Account

 

 

Interest Income

42349.00

52972.00

Other Income

1024.00

1493.00

Total Income

43373.00

54435.00

Interest Expenditure

37069.00

48366.00

Other  Expenditure

3597.00

5472.00

Total Expenditure

40666.00

53838.00

Profit /  Loss

(190)2707.00

597.00

Previous year loss

-2517.00

 

Other Working Results

 

 

CD Ratio (%)

57.80

57.04

Recovery performance (%)

92%

91%

Gross NPAs

37232.00

32006.00

Net NPAs

21326.00

15552.00

% of Gross NPAs to total advances

13.56

9.68

% of net NPAs to net loans

8.21

4.95

Capital adequacy ratio (%)

7.13

8.27

Net Worth

15114.00

16036.00

 
 
 
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