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Co-operative Loans | Personal Loan |     
 
EDCB Money Growth
 
As a modest step towards making the bank a financial super market offering all banking and financial services under one roof, Bank has formed a separate division and started function on 30th March 2007 at 7th Floor of Aksharamandiram, to provide opportunities to our customers and to the public at large to enter into the world of better banking and financial services – MONEY GROWTH- with special focus for long-term investments in mutual funds and insurance products. This division is unique in many respects and first of its kind among the bank in cooperative sector; helps the common people like workers, school teachers, farmers, organizations like P.F trusts, Welfare funds and other groups, who are not well aware of the opportunities to tap the financial benefits of long-term investments and savings. In short the division intends to help the ordinary people to help themselves in their financial growth and prosperity.
General Insurance:
Bank has entered into an agreement with United India Insurance Co. Ltd.  for providing general insurance cover on referral basis to the banks clients availing various types of loans such as House loan, Vehicle loan etc. In the unlikely event of destruction or damage to such assets through fire or natural calamities or accidents the borrowers will be fully indemnified. In addition accident insurance cover to individuals, provides another attractive product, which promises a lump sum payment in the event of death or serious disability of the insured.
Life Insurance:
For Life Insurance the bank has a tie up with Life Insurance Corporation of India and acts as the corporate agent. The products   include both investment oriented and conventional insurance products giving customers a wide range to choose from and available with all our out lets.
Mutual Fund:
Bank has entered into  distribution agreements with major Mutual Funds like, UTI MF, LIC MF, SBI MF, CAN ROBECO, Reliance Mf, DSP Blackstone, Tata MF, HDFC MF, ICICI MF and Franklin Templeton. Their products are available with the selected branches.
 
 
 
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