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SMS Banking

Bank has started SMS banking since July 2008. SMS Banking Application allows the Bank Customers to perform SMS Banking. SMS Messages respective to the transactions on their Account can be Pushed from the Bank as well as Customers can request (Pull) for transactions on their Accounts using the Keywords defined by the Bank. The Bank will also be able to send Bulk SMS – Promotional Messages, Features etc,
Messages are classified as Push, Pull, Advices, Acknowledgements, Alerts, Greetings and promotional.
Push Messages are one way SMS messages to be sent out to the Customers from the Bank SMS Messages on the specified customer’s accounts that could include savings, current, loans, deposits, credit cards can be pushed from the bank based on the customer’s preferences set during the registration. Out of the 40 push services implemented; major items are
Available Push Services

  • Account   related alerts
  • Deposit Matured Notification
  • Loan overdue Notification
  • Payment due notification
  • Salary Credit notification
  • Cheque return notification
  • Greetings
  • Common Messages
  • Business promotion messages etc

Two way SMS to be originated from the Customer and response from the Bank are called Pull Messages. Customers can also request (Pull) for transactions on their Accounts using the Keywords defined for each type of transaction by the Bank. Out of the 26 pull services implemented; major items are
Available Pull Services

  • Account Balance Inquiry
  • Statement Request
  • Stop Payment (Cheque)
  • Statement Last ‘n’ Transactions
  • Cheque Book Request
  • Exchange Rate
  • Deposit details
  • Utility Bill payment
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