Money Transfer
ISO 9001:2008 CERTIFIED      
Co-operative Loans | Personal Loan |     
Real Time Gross Settlement (RTGS)

Real Time Gross Settlement (RTGS) system is a nation-wide system that facilitates individuals, firms and corporate  to transfer funds electronically from any bank branch to any individual, firm or corporate having an account with any other bank branch across the country. 

Amount 2 lakhs and above can be transferred by using RTGS. There is no upper ceiling for RTGS transactions. This is a simple, secure, safe, fastest and cost effective way to transfer funds .  RTGS service is facilitated by Reserve Bank of India.


Customers can remit amount 2 lakhs and above using RTGS.  Customer intending to remit money through RTGS has to furnish the following particulars in the prescribed form.

  • IFSC (Indian Financial System Code) of the beneficiary Bank/Branch
  • Full account number of the beneficiary
  • Name of the beneficiary.


Customers can use this facility at business hours of branches between 9 AM and 4.30 PM on all weekdays and 9 AM and 1.30 PM on Saturdays.

The money will be credited to the beneficiary’s account immediately. Bank offers RTGS facility to its customers through all its branches as a sub member of Union Bank of India.


Rs. 34/- per transaction for amount Rs. 2 lakhs and  above upto 5 lakhs

Rs. 62/- per transaction for amount is above Rs. 5 lakhs


Head Office Buildings,
Ernakulam District Co-operative Bank Ltd.,
P.B.No. 4, Kakkanad P.O.
Thrikkakkara, Kochi – 682 030.
Phone: 0484-2421691
email ID: neft@edcbank.com

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